Why trust Moneyfactscompare.co.uk?

Our ethics: Free, transparent, balanced and comprehensive

Our commitment to independence and accuracy

Moneyfactscompare.co.uk is an independent source of accurate and reliable financial information. Most of our charts are fuelled by data collected directly from banks, building societies and providers that operate in the UK*, and are regularly updated throughout the day to reflect the best rates currently available.

We are proud to cover the whole of the UK market when it comes to mortgages, savings, banking, credit cards and personal loans and no one pays to appear on these charts.

How we collect and rank products

Every day, the data teams at Moneyfacts Group plc receive and process over a thousand changes from a vast number of financial providers (ranging from new product launches to adjustments to rates, terms and conditions). The teams also run regular audits to make sure nothing gets missed. Any changes are then reflected on Moneyfactscompare.co.uk, with many of our charts updated every hour between 9am and 5pm.

Our charts are structured to show products that have a third-party link first by default, however, this can easily be changed to rate or alphabetical order using the sort dropdown box near the top of any table.

While we encourage visitors to the website to use our charts to better inform their decisions, note that Moneyfactscompare.co.uk does not provide financial advice, sell products or act as a broker.

How are Best Buys selected?

Products that earn a spot on the Moneyfacts Best Buy Charts are considered by Moneyfacts Group plc to be the most noteworthy in their category. For savings, this will often be an account offering the highest rate, while mortgages are usually selected based on their overall true cost (rules and exclusions apply). The Moneyfacts Best Buy Charts are constantly updated throughout the day.

How do we allocate Star Ratings?

The team of expert analysts at Moneyfacts Group plc also award Three-, Four- or Five-Star Ratings to standout products. A Moneyfacts Star Rating acts as a badge of quality, and youll often find brands showcase our logos on their marketing materials.

Who uses our data?

Its not just Moneyfactscompare.co.uk that uses data from Moneyfacts Group plc so does almost every UK bank and building society, as well as major industry bodies (including the Bank of England, Financial Conduct Authority, HM Treasury and the Prudential Regulatory Authority).

The data used by Moneyfactscompare.co.uk is also trusted by journalists from national publications (such as the Financial Times, The Sunday Times and Daily Mail) - many of whom are in regular contact with our award-winning press team.

Moneyfactscompare.co.uk Awards

The annual Moneyfactscompare.co.uk Awards celebrate providers that offer the best products and services in the personal, household and family finance markets. Results are determined by combining feedback from the hundreds of thousands of people who take part in our yearly Consumer Survey with impartial analysis from the team of experts at Moneyfacts Group plc.

The Moneyfactscompare.co.uk Awards are widely respected throughout the industry and recipients can easily be identified by displaying our winners logo.

Learn more about the Moneyfactscompare.co.uk Awards

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