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| Viewing: https://stripe.com/use-cases/embedded-finance | [Back] [Original] |
Become the one-stop shop for your customer's financial needs by embedding financial services into your platform, including accounts, cards and financing. Companies such as Shopify and Housecall Pro offer embedded financial services tailored specifically to their core users to attract and retain more customers, add new lines of revenue and improve their customer experience.
HK$820.56
Pending: HK$341.80
| DATE | TYPE | DESCRIPTION | AMOUNT | |
|---|---|---|---|---|
| May 30 | Purchase | Brendas Beauty Supplies | -HK$120.68 | |
| May 29 | Deposit | Appointment #34107 | +HK$156.22 | |
| May 29 | Deposit | Appointment #34106 | +HK$238.17 | |
| May 29 | Transfer | ACH transfer to xxxx-3918 | -HK$275.15 | |
| May 27 | Deposit | Appointment #34105 | +HK$102.45 | |
| May 27 | Deposit | Appointment #34104 | +HK$321.05 | |
| May 27 | Deposit | Appointment #34103 | +HK$247.05 | |
| May 26 | Payment | Automatic loan repayment | -HK$300.00 | |
| May 25 | Deposit | Appointment #34102 | +HK$178.65 |
Small businesses are struggling with acute pain points around issues like cash flow challenges. Your platform can be part of the solution, generating more user trust and revenue along the way by offering services tailored for your customers with more flexibility than traditional providers. Enable customers to earn, store, manage and move money all without leaving your platform.
Integrate payments into your platform for a seamless user experience from onboarding to payments acceptance to payouts.
Launch a complete financing programme in as little as five minutes to give eligible customers easy access to financing and help them grow their businesses.
Create financial accounts for your customers that are eligible for FDIC pass-through and can support ACH and electronic transfers.
Give business owners, contractors and freelancers fast access to their earnings via virtual and physical cards.
Embedded finance can drive growth, boost user engagement, increase loyalty and add new revenue streams on top of subscriptions. Stripe's suite of financial solutions is the fastest way to add these features to your platform.
Enhance your software with financial services so that customers can manage all aspects of their business on your platform.
Embed customised financial services that keep customers engaged and differentiate your platform from competitors. Larger platforms on Stripe report an 80% customer retention rate on their embedded finance offerings.
Add new revenue streams on top of your existing business by monetising payments, card interchange and financing fees. Platforms using Stripe's embedded financial services are seeing a 40% increase in customer lifetime value.
Platforms are launching new offerings and experiences with embedded finance solutions from Stripe and our bank partners. Watch the breakout from Sessions '25 to learn how embedded finance works and what you need to get started.
Stripe is the most streamlined way to build financial service offerings on your platform. We handle the fundamentals such as backend compliance requirements, bank partner negotiations and infrastructure so you can focus on creating tailored experiences for your customers. Go beyond payments by offering a fully compliant business financing programme in as little as five minutes.
Stripe enables you to build the services you need without integrating multiple technology partners whether for payments, cash advances and loans, financial accounts, cards or all of the above.
We provide intuitive onboarding, APIs, docs and integration processes so that you can get started without significant up-front or ongoing investment or resources.
Stripe enables payments for millions of businesses including many of the world's biggest platforms. The same reliable infrastructure powers our embedded finance offerings.
We make it easy for you to onboard and support customers while we handle complicated backend compliance requirements.
Shopify is a leading global commerce company, providing trusted tools to start, grow, market, and manage a retail business of any size. With Shopify Balance, merchants can manage their funds, pay bills and track expenses. This gives them easier access to financial products and greater control over their business.
Financial services are an essential part of running a business, but most financial services aren't designed for the needs of independent business owners.
Shopify Balance offers Shopify merchants a fast, simple and integrated way to manage their funds. Built on Stripe Issuing and Treasury for platforms, Shopify Balance gives users access to key products all within Shopify.
By building across Stripe's payments and embedded finance infrastructure, we've been able to give Shopify merchants access to critical financial products that meet their needs, like faster access to funds and rewards, helping them further grow their businesses.
, Senior Product Lead for Banking at Shopify
Many consumers prefer using debit, credit cards or digital wallets. However, business owners face processing fees and typically wait three days for payouts to appear in their bank accounts. These fees and delays strain small business owners, who often lack cash flow to manage overhead.
Lopay recognised that small businesses needed faster payout options. In just six days, they launched a Lopay Visa rewards card using Stripe Issuing. Payments instantly reflect on the card balance, and users earn rewards points to offset processing fees. With Issuing supporting contactless payments, users can link their cards to digital wallets for Tap to Pay usage.
Partnering with Stripe allows us to be ruthlessly efficient. Some of our competitors have thousands of employees. We have 19 and our highly reliable product is less than half the price of the competition.
, Co-founder and CTO
Tekion is the first cloud-native automotive retail management platform that simplifies and modernises the vehicle purchase and service experience for car dealerships and their customers. Tekion partnered with Stripe in 2021 to launch Tekion Pay.
Tekion's mission is to transform the automotive retail industry with its cloud-native platform by unifying the siloed technology systems that dealers use for various tasks. Tekion has rapidly introduced features like digital sales and service experiences to boost dealership efficiency, enhance customer experience and enable new capabilities.
Tekion is moving beyond payments with Stripe Capital, Issuing and Treasury for platforms, integrating them directly with Connect. These products will assist dealerships in managing cash flow, expenses and spending. Leveraging the trust dealerships have in Tekion's operations management, this move will add significant value for users while at the same time, creating new revenue streams for Tekion.
In 2021, Stripe was the best thing on the market for platforms. And now, as we're growing into a full financial services company, Stripe's interconnected products allow us to build on what we already have without the need to bring on additional vendors.
, Senior Director and General Manager
Housecall Pro provides a software platform that enables field service professionals to manage all aspects of their business in one place, from sales and marketing to scheduling, dispatching, payment processing and much more.
Housecall Pro needed a financial partner capable of matching the scale and sophistication of its vision by providing a range of functionalities for different user groups, both in the office and in the field. The company also needed a partner that could offer stability and robust support, while providing easy-to-integrate technology that allowed it to innovate and adapt quickly.
Expanding beyond core payments to develop a complete suite of financial services led to a four-fold increase in customer engagement with Housecall Pro's fintech products over four years. The flexibility of Stripe technology allowed Housecall Pro to provide tailored solutions that meet the unique demands of customers across more than 40 service industry verticals. Read more.
Partnering with Stripe makes a world of difference. Their technology and compliance infrastructure allows us to concentrate on serving our customers with purpose-built solutions that help us become the only software that field service businesses need to succeed.
, Chief Fintech Officer
Our experts guide you through your financial services integration, using strategies informed by thousands of successful projects.
Get in touch to learn more about how your platform can embed financial services, win and retain more users, increase engagement and loyalty, and add new revenue streams.
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