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Stripe Connect: Online Marketplace Payments Platform

Onboard and verify users

Sign up more customers with conversion-optimized verification flows that are dynamically updated for each accounts country, business type, and capabilities. Connect helps you collect and verify information needed to meet Know Your Customer (KYC) obligations and compliance requirements for payments.

Onboarding and verification

Stripe provides pre-built, conversion-optimized UIs and optimized payments compliance plans to onboard users.

Stripe-hosted onboarding

This option is best for software platforms or marketplaces that want to go live fast and give their users a conversion-optimized experience. Stripe will onboard your accounts in a co-branded flow thats customized with your brand and colors.

Embedded onboarding

Embed Stripes prebuilt onboarding flow directly into your product to create an optimized experience for your users. Go live fast, while delivering a fully white-labeled payments experience by customizing the UI to match your brand.
Verify your business details
Legal business name
Hair Flair
Employer Identification Number (EIN)
23-345897
Doing business as
Hair Flair

Custom-built

Build your own onboarding flow on top of Stripes APIs and completely control your user experience. This gives you the most flexibility, but it requires significant engineering resources to integrate and maintain.

Verification and screening

Stripes risk-based account verification process helps platforms and marketplaces onboard connected accounts with minimal friction and conducts screening as high-risk files are updated.
  • Identity verifications
  • Instantly link bank accounts for payouts with Financial Connections
  • Risk-based KYC and AML checks for individuals and businesses
  • Sanctions screening
  • MATCH list checks

Networked onboarding

Users who already have a Stripe account can onboard to your platform in one clickno repeat verification needed.

Payments compliance and security

Stripe helps you manage the complexities of global compliance.

Global regulations and compliance

Stay current with global regulations, card network rules, and strict industry security standards.
  • PCI DSS Level 1 certification
  • PSD2 Strong Customer Authentication (SCA) compliant

Global licensing

Benefit from Stripes money licenses around the world instead of getting your own licenses in every region that you operate.
  • Money transmitter licenses (MTL) and registered MSB in the US
  • E-Money (EMI) License in Europe

Fraud management

Reduce exposure to fraudulent users with Stripes machine learning technology for fraud prevention.
  • Advanced models
  • Fraudulent account identification and real-time disablement

Accept payments

Scale your platform or marketplace globally without needing to set up local bank accounts and entities. With Connect, you can let your users accept 135+ currencies and dozens of popular payment methods all over the world.

Global payments

One global integration to offer the payment methods your customers want.

Global scale

Scale your business internationally without worrying about payments licensing or establishing local entities and bank accounts. Launch in new countries with no additional development work.
  • Accept payments from 180+ countries
  • 130+ presentment currencies
  • 15+ settlement currencies
  • Onboard connected accounts in 35+ countries
  • Instant country launch

Online and mobile payments

Enable your users to accept major debit and credit cards, wallet payments, and local payment methods, with unified reporting and payouts across all payment types.

Point-of-sale payments

Let your users unify online and in-person payments with Stripes point-of-sale solution.

Subscriptions and invoicing

Build and scale your users recurring business model, plus automate every part of recurring relationships.

Boost conversion

Reduce cart abandonment by creating a frictionless checkout experienceLink autofills your customers' payment and shipping details to create an easy and secure checkout experience, increasing conversion rates by over 7%.

Reduce costs

Lower transaction costs for subscriptions and get instant payment settlement by letting your customers pay with their Stripe account balance.

Payment optimization

Boost conversion and modernize your payment stack.

Revenue optimization

Take advantage of Stripes connections to the major card networks to improve acceptance rates and revenue.

Fraud protection

Detect and manage fraud in real time across transactions and connected accounts on your platform or marketplace.

Tax automation

Enable your users to automatically calculate and collect sales tax, VAT, and GST on your Stripe transactions.

Pay out users

Move money between your users and your platform or marketplace quickly, even across borders. Connect makes it easy to split and route payments to multiple parties, pay out your users, and drive revenue.

Global payment routing and payouts

Connect can support any business model where you need to move money between multiple parties.

Routing flexibility and control

Customize payment routing and control where charges settle to best reflect your business model. You can split payments, move funds, and pay out or debit your users any way you like.

Payout timing control

Specify how frequently you want your users to get paid, and Connect will aggregate earnings and settle funds. You can even have fine-grained control over when your users receive funds (e.g., after services or goods are delivered).
  • Daily
  • Weekly
  • Monthly
  • Manual

Global payouts

Pay out around the world in local currencies without additional engineering effort or local banking relationships. Funds for payouts can come from Stripe transactions or from account top-ups.

Crypto Payouts

Pay out directly in crypto to differentiate your platform, reach new users, and pay out instantly.

Issue cards

Create, distribute, and manage physical and virtual spending cards for your users. Set custom authorization rules like allowed merchant categories and spending limits to control expenses and prevent fraud.

Manage your platform or marketplace

Manage payment operations with fewer resources. Stripe provides robust tools and reporting for you and your users.

Revenue streams

Turn payments and related services into a revenue stream for your platform or marketplace.

Revenue share

Earn a revenue share on online card payments. Stripe partners qualify when they use Connect with Standard accounts, use Stripe Checkout or Stripe Elements, and reach a payments volume run rate of $1 million USD.

Fees and markup

Drive revenue from the payment services you provide to your users. Simply specify your platform or marketplaces earnings for each transaction, and Connect will handle netting out earnings, including managing refunds and chargebacks.
  • Mark up payment transactions
  • Mark up other services like Instant Payouts, Issuing, or Terminal
  • Charge additional service fees to enable payments

Pricing tools

From your Stripe Dashboard, set and modify conditional payments pricing based on payment method, country, and other factorswithout any code. Execute sophisticated pricing strategies for different user segments.

Margin reports

Download reports to understand your take rate on payments and more quickly calculate your payments P&L.

Network cost passthrough

Mark up payment transactions while passing through network costs to your users. Stripe offers a range of options for platforms to enable interchange plus (IC+) pricing for individual users, from no-code to low-code to powerful APIs.
  • Enable IC+ pricing for payments in the Stripe Dashboard
  • Specify your platform earnings for each transaction with pricing tools
  • Provide plan-level or transaction-level reports for users

Platform growth studio

Maximize revenue from the payment and financial services you provide to your users. From the Stripe Dashboard, get personalized growth recommendations, benchmark against your industry, simulate pricing changes, and run promotional pricing campaigns to drive product adoption.
  • Get personalized growth recommendations like pricing, integrations, or product expansion
  • Benchmark your take rate for payments
  • Simulate pricing changes using your historical data
  • Build, schedule, and measure promotional pricing campaigns for expansion products such as BNPLs or Instant Payouts

Tools for your platform or marketplace

One place to manage users, payments, and your business.

Easy integration

Get payments up and running in daysnot quarterswith Stripes global APIs, embedded components, code samples, and demos.
  • Embed components for 40+ user experiences, such as onboarding and compliance, payments, payouts, Stripe Capital, and reporting.

Monitor and action accounts

Use the Stripe Dashboard to create accounts, handle verification status, update account information, and manage your accounts capabilities at scale.

Platform support transparency

View all customer support cases between your connected accounts and Stripe directly from your Dashboard. Communicate directly with the Stripe team to help resolve individual cases that need attention.

Manage payouts

Use the Stripe Dashboard to send funds, issue refunds, and handle chargebacks.

Manage risk

Choose to protect your platform from financial risk with either Stripe's full-service risk solution or with real-time AI fraud detection across your entire platform.

Reports and analytics

Use Stripes built-in reports or feed Stripe data into other tools using the API. Businesses on cost-plus pricing can also access transaction-level reporting on interchange costs and more.

Custom reports and insights

Build custom payments or user reports directly from the Stripe Dashboard and schedule reports to be automatically sent to your team.

Roles and permissions

Use granular roles to set the right data access controls for your team members.
  • Administrator
  • Developer
  • Analyst
  • Support Specialist
  • View Only

24x7 support and Premium Support

Get 24x7 support from Stripes specialists.
  • Phone
  • Chat
  • Email

Partner program

Become a partner to earn a revenue share, be discovered by Stripe businesses, get best practices, and accelerate your go-to-market.
  • Revenue share on online card payments
  • Listing in the partner gallery and Stripe onboarding flow
  • Technical best practices
  • Marketing resources

Integrations and extensions

Access prebuilt tools and extensions to help your platform or marketplace with things like accounting, automation, and more.

Tools for your users

An all-in-one payments solution for your users.

Unified financial services

Your users can go live faster and simplify reconciliation and reporting with Stripes unified platform for online and in-person payments, recurring billing, business financing, and more.

Reporting and analytics

Give your users powerful reporting, querying, and payments management. Options include a Stripe Dashboard, embedded dashboards, or building your own white-labeled dashboards with Stripes APIs.
Settings Sandboxes
Home Payments Balances Customers Connect More
Connect
Create account
Overview Connected accounts Accounts to review
Gross volume
AED12,382.22 AED10,205.13 previous period
Last 6 months
Today March 12
Updated today 7:50 AM
Top grossing accounts All time data
Hair Flair Salon AED1,902.00
Margies Chicago AED1,801
Jennys Haircuts AED1,801
Muse Salon AED1,801
Updated today 7:50 AM
Tasks
Due June 1 Complete
Handle verification responses
US verification requirements
Resources
Risk review process
See how combining automation with manual review can help manage risk.
Learn more
Handle verification responses
Learn about the relationship between onboarding and verification.
Learn more

Payments and payouts workflows

Support complex workflows like refunds and disputes. Let your users adjust important settings such as their bank account and address. You can give your users a Stripe Dashboard, or embed this functionality into your product.
dashboard.stripe.com
$100.00 USD
Standard bank payout Youll receive your funds in 2-3 days
Instant Payouts Pay out up to $79.20 instantly for a fee
Pay out now

Drive more revenue with Connect

Platforms and marketplaces using Connect can grow revenue and expand faster while reducing manual processes and compliance risks

364%

ROI after switching to Stripe

10%

more revenue from new sellers

67%

reduction in expansion costs

Ready to get started? Get in touch or create an account.

Facilitate payments and pay out recipients around the world with Connect.

Know what youll pay

Usage-based and flexible based on the capabilities you need.
United Arab Emirates (English)
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