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Stripe Capital for platforms: Business financing for your customers

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Capital

Launch a financing programme in days

Build and monetise a programme that gives your customers access to fast financing. With Stripe Capital, theres minimal effort and no risk of credit losses, freeing you to focus on meeting your customers needs while creating a new revenue stream.

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Drive user growth and retention

Provide access to financing so that businesses on your platform can better manage cash flow and invest in growth. Attract more customers, improve retention, and increase user lifetime value.

Access built-in financing with Stripe Connect

Platforms on Connect can get started with a single integration. With unique access to payments data, Stripe Capital manages the entire financing cycle, from underwriting to funds disbursal to automatic payments.

Create a seamless user experience

Weve simplified the application process and payments are automatic, so businesses never have to think about their next payment. 98% of those surveyed say theyd take additional financing from Stripe Capital.

Monetise financing without risk

Turn on a new revenue stream for your business. Earn a revenue share on all loans or merchant cash advances, with zero credit loss liability.

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Why Stripe Capital

Accelerate growth for you and your customers

Building a financing programme isnt just about providing financing its about overcoming a major barrier to growth for SMBs. As a trusted partner, you can help solve funding gaps, strengthening customer loyalty while driving new revenue.

77%

of small businesses have just enough cash to remain operational

95%

of surveyed users who financed with Stripe Capital would recommend it

68%

of users took out financing for working capital like equipment, inventory, or cash flow management

98%

of surveyed users, if given the option, would take another offer from Stripe Capital

Integration options

Choose your integration option

Whether you want to launch your financing programme today with just a few clicks or embed a fully white-labelled experience into your platform, Stripe Capital has an integration option for you.

  • Stripe-hosted
  • Embedded
  • API
  • Stripe-hosted
  • Embedded
  • API

Embedded components

Integrate ready-to-use, customisable components directly into your platform with just a few lines of code. A great fit if you want to deliver an exceptional user experience with light development effort.
  • 12 days engineering work
  • Light marketing and design
  • Stripe handles customer support
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