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| Viewing: https://stripe.com/en-hu/financial-connections | [Back] [Original] |
Online payments
Merchant of record solution
No-code payments
Prebuilt payment UIs
Flexible UI components
Access to 125+
In-person payments
Acceptance optimisations
Accelerated checkout
Linked financial account data
See what's ahead
Fraud prevention
Start-up incorporation
Carbon removal
Online identity verification
[Sessions Background]
Stripe Financial Connections is an open banking solution that lets your users securely share financial data. Integrate once to streamline payments and payouts, reduce fraud, manage risk and build new financial products.
Let your users connect their financial accounts in seconds to improve payments and product experiences.
Embed our authentication flow into your mobile app or website, or easily add it to our payment UIs in the Dashboard. Authenticate accounts and maximise conversion with a streamlined user experience.
Add our hosted auth flow using Stripe.js or our mobile SDKs for Android and iOS.
Instantly verify bank accounts and retrieve permissioned data from a broad set of 5,000 financial institutions. Fall back to our hosted microdeposit flow for any other US financial institution.
Reduce development time by using a single Stripe integration to connect to users accounts and power common processes, such as onboarding and payments.
Use a single Stripe integration to connect to users accounts, move money, and build financial products.
Earn users trust by accessing only the data you need and conveying what data is shared and with whom.
Connect instantly to over 97% of US bank accounts and reliably retrieve data that users have agreed to share.
Reduce drop-off during checkout and other processes by streamlining account verification and data sharing.
Secure access to users financial data enables you to streamline common processes, such as onboarding and payments, and build new products to help users manage their finances. Because Financial Connections is fully interoperable with the rest of Stripe, its easy to connect to users accounts to improve payments and product experiences.
Power secure and reliable ACH Direct Debit payments, payouts, and other types of money movement by instantly verifying bank accounts. Check account balances before initiating debits to avoid payment failures and insufficient funds errors.
Reduce fraud by confirming bank account ownership before initiating payouts or accepting payments. Use Financial Connections with Stripe Identity to both verify a users identity and confirm theyre the owner of a bank account.
Mitigate the risk of losses when processing payments or offering financial services. Gain additional visibility into users cash flow, income sources, and ability to repay.
Build products that help users manage their money. Unify data about users accounts and payments so they can better manage cash flow and understand their earnings.
Your users should always be in control of their financial data. With Financial Connections, you can promise your users that you can only access the data they have consented to share.
ACH is an old, somewhat complex banking protocol that Stripe has really brought into the modern world in a fast and reliable way with Financial Connections.
, Product Manager
Retrieving accurate bank account data quickly, seamlessly, and securely is core to our business. With Stripe, weve been able to increase conversion by 14%, improving the value were able to deliver to our customers.
, Director of Finance and Business Development
Obtain bank names and tokenised account numbers to connect a users bank account and verify that its open.
Per verifiedaccount
Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.
Per successful APIcall
Pull account owner information, such as first name, last name, and address.
Per successful APIcall
Subscribe to an automatically updated feed of account transactions.
Per institution per account holder permonth
Custom pricing is available for companies with a high volume of API calls or unique business models.
Start connecting to users financial accounts to improve payments and product experiences.
Learn how Stripe handles sensitive financial data.
Stripes ACH Direct Debit comes with built-in instant bank account verification, powered by Financial Connections.
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