See how consumer payment method preferences vary across the world.
83% of point-of-sale payments in Australia were contactless in 2019, making Australia the world's largest contactless payments country. Digital wallets have since gained traction with roughly 25% of card payments being done through a digitial wallet in 2022.
Popular payment methods
Payment method share
-
Card:
46
%
-
Wallets:
22
%
-
Bank debits:
9
%
-
Bank redirects:
3
%
-
Bank transfers:
2
%
-
Buy now, pay later:
13
%
-
Cash-based vouchers:
0
%
-
Other:
5
%
Credit card penetration
46%
83% of point-of-sale payments in Australia were contactless in 2019, making Australia the world's largest contactless payments country. Digital wallets have since gained traction with roughly 25% of card payments being done through a digitial wallet in 2022.
Popular payment methods
Consumers in Canada primarily use credit cards or debit cards, with digital wallets gaining popularity.
Popular payment methods
-
Visa
-
Mastercard
-
Interac
-
American Express
-
Pre-authorised debits
-
Affirm
Cartes Bancaires (CB) is the largest domestic card network in France, accounting for approximately 80% of in-person payments and 60% of online payments.
Popular payment methods
-
Cartes Bancaires
-
PayPal
-
SEPA bank transfers
-
SEPA Direct Debit
-
Visa
-
Mastercard
-
Apple Pay
-
Google Pay
-
Klarna
-
Alma
Wallets such as PayPal are the preferred way to pay online, with buy now, pay later increasing in popularity.
Popular payment methods
-
PayPal
-
Visa
-
Mastercard
-
SEPA Direct Debit
-
SEPA bank transfers
-
Klarna
-
Apple Pay
-
Google Pay
A more mature population that favours cash purchases in-store has resulted in slower growth in the e-commerce market than in other European countries. However, 37% of the population made their first online purchases due to the pandemic.
Popular payment methods
-
PayPal
-
Visa
-
Mastercard
-
Apple Pay
-
SEPA Direct Debit
-
SEPA bank transfers
-
Google Pay
-
American Express
-
Klarna
-
Satispay
Roughly 70% of e-commerce payments are made with credit cards. Japan has a unique mix of local payment methods such as Konbini and bank transfers, which remain popular.
Popular payment methods
Roughly 50% of consumer payments for online purchases are made via FPX and digital wallets in Malaysia. Cash on delivery remains a popular form of payment, representing about 11% of online purchases.
Popular payment methods
-
FPX
-
Visa
-
Mastercard
-
GrabPay
-
Google Pay
-
American Express
-
Alipay
-
WeChat Pay
-
Touch'n Go
With a low banked population, most prefer making payments using cash at convenience stores in Mexico. Additionally, 30-40% of all e-commerce spend is made using an instalment plan.
Popular payment methods
iDEAL, a local payment method that provides bank transfers for online payments, serves all Dutch consumer banks. It dominates the online payments landscape and accounts for 69% of digital purchases. More than 90% of local sellers now accept iDEAL.
Popular payment methods
-
iDEAL|Wero
-
Mastercard
-
SEPA Direct Debit
-
Klarna
-
PayPal
-
SEPA bank transfers
-
Visa
-
Apple Pay
Buy now, pay later as a payment method is rapidly growing in New Zealand, and expected to account for 17% of all e-commerce transactions by 2025.
Popular payment methods
BLIK, a bank redirect method, is the most popular mobile payment method, representing 54% of e-commerce mix in 2021.
Popular payment methods
-
BLIK
-
Przelewy24
-
Visa
-
Mastercard
-
Apple Pay
-
Google Pay
-
PayPal
While card penetration in Singapore is the highest in the region, local payment methods including digital wallets and real-time payments are popular. PayNow is the fastest-growing payment method.
Popular payment methods
-
Visa
-
Mastercard
-
PayNow
-
Apple Pay
-
GrabPay
-
American Express
-
China UnionPay
-
Google Pay
-
Alipay
-
WeChat Pay
Spain has traditionally been a cash-centric market, although that is changing. Digital wallets have increased in popularity, accounting for a significant portion of online purchases.
Popular payment methods
-
Visa
-
PayPal
-
Mastercard
-
SEPA Direct Debit
-
SEPA bank transfers
-
Klarna
-
Apple Pay
-
Google Pay
Sweden has the highest rate of decline for cash use worldwide. Digital payment methods such as buy now, pay later and mobile wallets are the standard.
Popular payment methods
-
Klarna
-
Swish
-
Mastercard
-
Visa
-
Apple Pay
-
Click to Pay
-
Google Pay
-
PayPal
The UK is the most card-centric market in Europe, with an average of more than two cards per person.
Popular payment methods
-
Visa
-
PayPal
-
Mastercard
-
Bacs Direct Debit
-
Klarna
-
UK bank transfers
-
Apple Pay
-
Google Pay
-
American Express
-
Revolut Pay
Credit cards remain the dominant payment method, with digital wallets gaining popularity.
Popular payment methods
-
Visa
-
Mastercard
-
American Express
-
ACH Direct Debit
-
Apple Pay
-
USD bank transfers
-
Klarna
-
Google Pay
-
Discover
-
Affirm
-
Cash App Afterpay
-
Amazon Pay
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