Is DROP going to overwhelm your data pipelines? Register for the webinar today.

Platform
Solutions
Partners
Resources

Their financial data. Your commitment to trust.

Only Transcend answers Can I use this data? by encoding customer permissions directly into the systems that process first-party financial data. Automatically enforce consent, preferences, and business rules across every data flow: unlocking personalization, AI, and growth with compliance built in.

Get a demo

[A smiling woman and man on a couch listen to a person in a group discussion.]

the status quoLegacy consent tools werent built for modern financial leaders

They capture consent at the front end but dont enforce data permissions across core banking systems, AI pipelines, and marketing platforms in real time. Every new product, channel, and AI initiative adds more compliance friction and technical debt as regulations evolve.

[Abstract network diagram with white cards, connecting lines, and colorful geometric shapes.]

the opportunity

Turn data into a competitive advantage, even in regulated environments

Encoded governance at the system level

Only Transcend encodes GLBA, FCRA, and PCI DSS controls directly into the systems that process customer data - so access restrictions, use limitations, and audit trails are enforced automatically.

Consent & Preference Management

Prove your AI doesn't use what it shouldn't

Transcend encodes protected attribute restrictions directly into your AI pipelines - so models can't access or use race, gender, age, or other protected demographic data in decisions or targeting, and the real-time audit trail proves it.

Learn about Encoded AI Governance

Activate sensitive data with confidence

Transcend synchronizes consent and preference signals in real time across every system, so every use of sensitive customer data is governed consistently - from collection to AI, analytics, and activation.

Sensitive data best practices

transcends technical superiorityReady to switch to the data decision platform designed for financial services?

[A comparison flowchart showing that most APIs allow unencrypted user data to be visible to competitors, while Transcend's Cloud keeps user data encrypted by your keys.]

secure by designSecurity designed for the most sensitive financial data

Sombra, Transcends self-hosted security gateway, runs inside your environment within your cloud and security controls. Two-way encryption keeps sensitive financial data inside your infrastructure while Transcend enforces governance without ever seeing your data. Built for financial-grade data sensitivity.

Learn more about Sombra

[Person using a banking app on a smartphone, next to a checklist of financial compliance regulations.]

automated governanceRegulations enforced automatically

Fintech companies are subject to additional requirements around privacy and the handling of customer data, including Gramm-Leach-Bliley Act (GLBA), Sarbanes-Oxley (SOX), PCI DSS, and PSD2. Only Transcend encodes permissions and data use policy restrictions directly into the systems that process customer data, including databases, core banking platforms, marketing stacks, and AI pipelines.

Explore Consent & Preference Management

[A "Data Inventory" dashboard displaying a table with rows for data silos, properties like "Transaction Data" tagged as "Financial" and "Routing Number," surrounded by logos for Google Cloud, Adobe, and other tech services.]

Comprehensive visibilityCompliance you can prove, not just promise

For financial institutions navigating SOX, GLBA, privacy regulations, and cross-border requirements, policies on paper isnt enough. Only Transcend provides audit-ready logs, in real-time, for every permission decision.

Explore Data Discovery & Classification

Protect sensitive financial data without slowing innovation

With end-to-end encryption and customer-controlled infrastructure, Transcend enforces permissions without accessing raw data, so financial institutions can accelerate AI, personalization, and digital innovation without compromising security.

Explore Sombra Secure by Design

Switching to Transcend has significantly changed our expectations of what a partner can deliver.

Clint Roberts

SVP, Chief Privacy and Information Risk Officer

pain pointsThe hidden data issues that Transcend solves

Sensitive financial data requires controls that live at the data layer

Credit history, account balances, transaction patterns, and payment data carry strict use restrictions under GLBA, FCRA, and PCI DSS. But when those restrictions are documented in a policy rather than encoded into the systems that process the data, enforcement depends on humans following a process - and that's where exposure accumulates.

You can't market based on protected demographic information. Can you prove your AI doesn't?

Cross-product promotion requires unified permissions, not fragmented consent systems

More resources

[A man in glasses speaks to three colleagues in a professional meeting.]

GoCardless migration to Transcend: Going beyond compliance to build trust

After a full-scale governance tooling transformation, the GoCardless team was able to cut out hundreds of hours of manual work, evaluate key strategic business initiatives more quickly, and raise executive confidence in the businesss compliance program.

Read the case study

[Two women shaking hands, one smiling broadly.]

Scaling financial innovation with governance built in

A leading financial institution used Transcend to automate data governance across its ecosystem: enabling secure, permissioned use of customer data for AI, personalization, and new digital experiences without slowing innovation.

Read the case study

[A professional woman presents to a diverse group of colleagues in a bright office.]

On-demand: Unlocking first-party data for AI and personalization in 2026

AI initiatives stall. Audiences shrink. Roadmaps slip. The issue isnt policy, its enforcement. In this session, Transcend CEO Ben Brook walks through a practical maturity model for moving from static data policies to real-time enforcement across your stack.

Watch the session

Drive growth without compromising trust

Transcend helps financial institutions activate more customer data, accelerate innovation, and scale personalized experiences with permissions enforced across every system.

Book a demo

FAQ

What financial regulations does Transcend help enforce?

Can Transcend prove our AI models aren't using protected demographic data in lending or marketing decisions?

How does this support cross-selling between financial products, like banking and insurance?

Does our data stay inside our own environment, given how sensitive financial data is?

How is this different from just having a written GLBA, FCRA, or PCI DSS compliance policy?

What happens when a new state-level financial privacy regulation takes effect?

Are our API keys or credentials ever exposed to Transcend?

Stay up to date on data decisioning best practices

By clicking the arrow above, you agree to the processing of your personal data by Transcend as described in our Data Practices and Privacy Policy. You can unsubscribe at any time.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.