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Financial Services Compensation Scheme | FSCS
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Your savings and current accounts are now protected up to £120,000


You’ve saved carefully, for your plans, for your peace of mind.
That’s why FSCS protection has increased to £120,000 per eligible person
with UK-authorised banks, building societies and credit unions.
From your first pound up to £120,000 - it’s all protected.

See what this means for you

FSCS protects you when financial firms fail

If the financial firm you've used has gone out of business and can't pay your claim, we can step in to pay compensation.

Set up by the government, we’re independent and our service is free. You’ll keep 100% of the compensation you’re owed when you claim directly through us.

Start your claim journey
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See how much of your money is FSCS protected

Check your savings, investments and pension for FSCS protection.

Check your money
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Deposit limit protection increase

On 1 December 2025 the FSCS deposit protection limit rose to £120,000.

Read more
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Fraud and scams

Stay informed about the latest scams and learn how to protect yourself.
Learn more

What is FSCS?

Set up by the government, we’re independent and our service is free to use. You’ll keep 100% of the compensation you’re owed when you claim directly through us. 

Watch our 60-second video to find out more about who we are, and how we can help.

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Latest updates

EB Securities Limited - failed 14 August 2026 [EB Securities Limited - failed 14 August 2026]

EB Securities Limited is no longer trading. You may be eligible to make a claim against it. To check, click the  Check if you can claim...

EB Securities Limited - failed 14 August 2026

Signpost Financial Planning Limited - failed 12 August 2026 [Signpost Financial Planning Limited - failed 12 August 2026]

Signpost Financial Planning Ltd is no longer trading. You may be eligible to make a claim against it. To check, click the  Check if you...

Signpost Financial Planning Limited - failed 12 August 2026

HDH Investment Services Ltd - Under investigation 17 April 2026 [HDH Investment Services Ltd - Under investigation 17 April 2026]

HDH Investment Services Limited (HDH) was a financial intermediary, providing financial brokerage and advisory services. It has been...

HDH Investment Services Ltd - Under investigation 17 April 2026

ESE Capital Ltd - Under investigation 3 December 2025 [ESE Capital Ltd - Under investigation 3 December 2025]

ESE Capital Ltd (ESE) has been regulated since June 2008. ESE acted as an Alternative Investment Fund Manager (AIFM), for a series of...

ESE Capital Ltd - Under investigation 3 December 2025

Argentex LLP [Argentex LLP]

Argentex LLP ("Argentex") has been authorised by UK regulators since 2017.  On 17 July 2025, Argentex stopped trading. On 21 July 2025,...

Argentex LLP

Prosper Capital LLP - under investigation 1 June 2026 [Prosper Capital LLP - under investigation 1 June 2026]

Prosper Capital LLP (Prosper Capital) became a regulated firm in 2006. It acted as an alternative investment fund manager for a number...

Prosper Capital LLP - under investigation 1 June 2026

Equity For Growth (Securities) Ltd - updated 26 June 2026 [Equity For Growth (Securities) Ltd - updated 26 June 2026]

On 25 March 2026, in response to a winding-up petition from the Financial Conduct Authority ( FCA ), the Court ordered Equity For Growt...

Equity For Growth (Securities) Ltd - updated 26 June 2026

Suber PCS LLP - failed 08 July 2026 [Suber PCS LLP - failed 08 July 2026]

Suber PCS LLP is no longer trading, so you may be able to make a claim against it. To find out, click the Check if you can claim button...

Suber PCS LLP - failed 08 July 2026

Farooqui & Co Ltd - failed 30 June 2026 [Farooqui & Co Ltd - failed 30 June 2026]

Farooqui & Co Ltd is no longer trading, so you may be able to make a claim against it. To find out, click the Check if you can claim...

Farooqui & Co Ltd - failed 30 June 2026

WealthTek LLP - updated 25 June 2026 [WealthTek LLP - updated 25 June 2026]

WealthTek LLP was an FCA authorised wealth management firm. The firm provided discretionary, advisory and execution only services to reta...

WealthTek LLP - updated 25 June 2026

Business Agent Ltd - updated 11 June 2026 [Business Agent Ltd - updated 11 June 2026]

Business Agent Ltd (Business Agent) has been authorised by the Financial Conduct Authority since 2015.   Business Agent entered...

Business Agent Ltd - updated 11 June 2026

Alvarium Fund Managers Ltd - updated 10 June 2026 [Alvarium Fund Managers Ltd - updated 10 June 2026]

Alvarium Fund Managers (UK) Limited (AFM) has been authorised by the Financial Conduct Authority (FCA) since 28 December 2016. On 10 July...

Alvarium Fund Managers Ltd - updated 10 June 2026

Martyn Beauchamp [Martyn Beauchamp]

Welcome to the May 2026 Outlook, which sets out our latest view of how compensation and the FSCS levy are expected to develop over the ye...

Chief Executive's statement - May 2026 Outlook

Scam on mobile phone [Scam on mobile phone]

At FSCS we see scams on a weekly basis - here's what to watch out for currently.

Latest financial scams and frauds

Kapwealth Ltd - failed 14 May 2026 [Kapwealth Ltd - failed 14 May 2026]

Kapwealth Ltd is no longer trading, so you may be able to make a claim against it. To find out, click the Check if you can claim button...

Kapwealth Ltd - failed 14 May 2026

Gaudi Regulated Services - updated 11 May 2026 [Gaudi Regulated Services - updated 11 May 2026]

Gaudi Regulated Services Ltd (Gaudi), is a SIPP operator authorised and regulated by the FCA. We understand that Gaudi provided or...

Gaudi Regulated Services - updated 11 May 2026

Great Point Investment Ltd - updated 8 May 2026 [Great Point Investment Ltd - updated 8 May 2026]

Great Point Investment Ltd (Great Point) has been authorised by the Financial Conduct Authority (FCA) since July 2014. Great Point is an...

Great Point Investment Ltd - updated 8 May 2026

Temporary high balance

We protect certain qualifying temporary high balances up to £1.4 million.
Read more

Careers with FSCS

Find out the roles we're recruiting for, and what it's like to work for us.
See the roles
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