Apple Cash

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1. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about Apple Cash Terms and Conditions from Green Dot Bank. Only available in the 50 United States, the District of Columbia, and Puerto Rico (collectively the U.S.). To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If youre under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Apple Cash Terms and Conditions from Green Dot for details. To access and use all Apple Cash features, you must register your Apple Cash Account and have an eligible Apple device with Wallet that has the latest version of iOS. All communications from Apple and Green Dot Bank about Apple Cash (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Cash can be viewed in another language depending on your device language settings.
2. Transactions and comments sent in group chats are visible to anyone in the group chat. Transactions and comments sent by children using Apple Cash Family are visible to parents, guardians, and the family organizer. Adding Apple Cash into third party financial management services gives those services visibility into the account activity they request access to.

3. You can choose to direct DailyCash to a Savings account or to an AppleCash account. If you do not have either account set up to receive your DailyCash, it can be applied as statement credit upon request. AppleCard is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. DailyCash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. DailyCash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

   ApplePayments Services LLC, a subsidiary of AppleInc., is a service provider of Goldman Sachs Bank USA for AppleCard and Savings accounts. AppleCash services are provided by Green Dot Bank, Member FDIC. ApplePayments Services LLC, a subsidiary of AppleInc., is a service provider of Green Dot Bank for AppleCash accounts. Neither AppleInc. nor ApplePayments Services LLC is a bank.

4. To access Savings, Apple Card Owners and Co‑Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co‑Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co‑Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash account and Savings accounts. Owners and Co‑Owners may individually change where their Daily Cash is deposited at any time. For additional information about Daily Cash, including how it is earned, please see the Apple Card Customer Agreement. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.
5. Transfer limits apply to Savings transfers to and from Apple Cash. Transfers may be subject to additional limitations; please see the Deposit Account Agreement for more information. For transfers to external banks, withdrawals from Savings typically occur within 1‑3 business days; please contact your external bank regarding availability of funds sent from Savings.

• To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

  All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

• To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
• Apple Pay is not available in all markets. View Apple Pay countries and regions.