Apple Wallet

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1. Must have an eligible and supported card. Not available in all markets. To use this feature, your cards NFC technology must be activated and you may need to enter your cards security code during setup. Software requirements apply. To ensure that you have all features of this product, update your iPhone to the latest software version.
2. To use this feature, connect your eligible card account to its associated card you use with Apple Pay. Card eligibility differs by your location. Please call your card issuer with questions about card eligibility. Data available in Wallet for your connected card(s) may be delayed due to a variety of factors, including internet service. Software requirements apply. For more eligibility details, see support.apple.com/en-us/111117.

3. Apple Pay on non-Apple devices: iPhone and iPad users can use Apple Pay on third-party web browsers by scanning a code with their iPhone or iPad. Available with participating merchants on compatible browsers. This feature is not available in all markets. Software requirements apply. To ensure that you have all features of this product, update your iPhone or iPad to the latest software version.

4. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about Apple Cash Terms and Conditions from Green Dot Bank. Only available in the 50 United States, the District of Columbia, and Puerto Rico (collectively the U.S.). To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If youre under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Apple Cash Terms and Conditions from Green Dot for details. To access and use all Apple Cash features, you must register your Apple Cash Account and have an eligible Apple device with Wallet that has the latest version of iOS. All communications from Apple and Green Dot Bank about Apple Cash (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Cash can be viewed in another language depending on your device language settings.
5. Loans not offered by Apple. All loans are offered by your lending provider and are subject to the lending providers eligibility requirements and approval, as well as other lending provider terms. Your loan activity may be reported to credit bureaus by your lending provider, which may affect your credit score. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. May need an eligible card. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional eligibility requirements may apply. For more eligibility and feature details, see support.apple.com/120477. Depending on your card, to avoid paying off your loan early, you may need to adjust how you pay your cards bill. For example, your entire loan may be reflected in the statement balance of your card, and thus paying your statement balance (instead of, for example, the minimum payment due or an adjusted balance) would pay off your entire loan early. Contact your card issuer for more details.
6. Variable APRs for AppleCard range from 17.49% to 27.74% based on creditworthiness. Rates as of July 1, 2026. Existing customers can view their variable APR in the Wallet app or card.apple.com.
7. Interest charges shown on the example payment wheel are only provided for illustrative purposes and may not be an accurate reflection of the actual amount of interest charges on your account. Interest estimates provided in the payment wheel in your account are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.
8. To access Savings, Apple Card Owners and Co‑Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co‑Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co‑Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash account and Savings accounts. Owners and Co‑Owners may individually change where their Daily Cash is deposited at any time. For additional information about Daily Cash, including how it is earned, please see the Apple Card Customer Agreement. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.
9. Must have an eligible card. This feature is offered by your cards issuer, and is subject to issuer eligibility requirements and other issuer terms. This feature is not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. The full amount of the transaction will be charged to your card at the time of your purchase and a statement credit for the redeemed reward amount will be applied to your account. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Some card issuers may require you to opt in to this feature before it is available to you. Contact your card issuer for more information. Additional eligibility requirements may apply. For more eligibility and other feature details, see support.apple.com/120479.
10. Your available rewards balance and other data shown in Wallet may be delayed due to a variety of factors, including internet service.
11. Requires eligible device and OS version. See here for details.
12. ID in Apple Wallet is available in select U.S. states and territories, and is accepted at eligible U.S. airports and TSA checkpoints (travelers should refer to airport checkpoint signage to confirm availability), as well as at select businesses and organizations in person, in apps, and online. ID in Apple Wallet requires iPhone 8 or later with iOS 16.5 or later, or Apple Watch Series 4 or later with watchOS 9.5 or later. For California, ID in Apple Wallet requires iPhone XS or later with iOS 17.5 or later, or Apple Watch Series 4 or later with watchOS 10 or later. For Puerto Rico, ID in Apple Wallet requires iPhone XS or later with iOS 18.1 or later, or Apple Watch Series 6 or later with watchOS 11 or later. See here for details. ID in Wallet is not a replacement for a physical ID, which may still be needed (e.g., for use with law enforcement). Mobile ID acceptance is available at select merchants, and verifying mobile IDs with an iPhone requires a compatible third-party application on iPhone XS or later with iOS 17 or later.
13. To create a DigitalID in Wallet you must have an authentic and unexpired U.S. passport and an iPhone11 or later with iOS26.1 or later, or AppleWatchSeries6 or later with WatchOS26.1 or later. DigitalID in Wallet can only be used at select TSA checkpoints in the U.S. to verify identity for domestic travel. It is not a replacement for a physical passport and cannot be used to perform functions of a passport like international travel and border crossing. You will still need an authentic and unexpired physical U.S. passport to perform suchfunctions.
14. Available only at select companies. Requires eligible device and OS version.
15. Available only in select schools. Requires eligible device and OS version. See here for details.
16. Available only in select cities and transit systems. Requires eligible device and OS version. See here for details.
17. Requires iPhone 6 or later with iOS 9 or later. See here for details.
18. Available only on select home locks and properties. Requires eligible device and OS version.
19. Available only at select hotels. Requires eligible device and OS version.
20. Available only on select makes and models. Requires eligible device and OS version. See here for details.

• To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

  All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

• Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
• To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
• Apple Pay is not available in all markets. View Apple Pay countries and regions.
• Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.
• All communications from Apple about ApplePay including marketing communications and customer service support will be in English. Depending on your device settings, certain communications about ApplePay may be provided in your devicelanguage.
• The Contactless Symbol is a trademark owned by and used with permission of EMVCo,LLC.