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Its ready
and set.
Just go.

Set up in seconds. Right on your iPhone. ApplePay is built into iPhone, AppleWatch, Mac, iPad, and AppleVisionPro. To get started on iPhone, open the Wallet app and tap the plus symbol. Then add a credit or debit card by tapping the back of your iPhone with your eligible card.1 Youll have the option to add your card to your other devices at the same time. When you want to pay, just double-click, tap, and youre set. You still earn your cards rewards and benefits so you wont miss out on any points ormiles.

How to add a card

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Pay the way that works for you.
ApplePay gives you flexibility at checkout when you shop in stores with iPhone, or online and in apps with iPhone or iPad. You can choose to pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.2 You can also use your eligible credit or debit cards rewards, points, or miles to cover all or part of your purchase.3 When you redeem rewards, a statement credit is applied after the transaction iscomplete.

How to pay in-store or online with iPhone Learn more about paying with installments Learn more about paying with rewards

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Send AppleCash with Messages and make purchases with ApplePay. AppleCash is an easy and private way to send and receive money in Messages and Wallet all from your iPhone.4 Sending and requesting money is as simple as sending a text, even in group chats. Add a memo to a payment, and it shows up right in Wallet, making it easy to keep track of transactions. And you can spend the AppleCash you receive with ApplePay in stores, in apps, and online.

Learn more about AppleCash How to send money

Easy.
Does it all.

Grab coffee from the
corner cafe. Load
up your train app.
Order a new backpack online.
Have takeout delivered.

Subscribe to Apple Music.
Get chocolate

from a
vending machine.

And broccoli from the

supermarket.
Just look

for
Apple Pay icon or contactless payment icon when
you checkout.

[An Apple Watch, an iPhone, and a MacBook all side by side. The Apple Watch shows an American Express credit card. The iPhone shows an Etsy product page with a candle and the option to pay with Apple Pay. The MacBook displays a product page on the Outdoor Shoe Store website and an Apple Pay overlay with a QR code prompting the payer to use their iPhone to continue their purchase.]

At stores and more. ApplePay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If youre not sure, just ask. ApplePay works anywhere that takes contactless payments from vending machines and grocery stores to taxis and subwaystations.

How to pay in stores with iPhone

In apps and online. Use ApplePay to seamlessly make purchases in Safari and other browsers on iPhone, iPad, Mac, and other computers without the lengthy checkout forms. On an Apple device, click or tap the ApplePay button and pay with a touch or glance. On a non-Safari browser, scan the Apple Pay code with your iPhone camera and use your iPhone to complete your purchase.5 You can even use ApplePay to subscribe to services like AppleMusic, AppleNews+, and AppleTV, buy apps and games on the AppStore, and upgrade your iCloudstorage.

How to pay with Safari on Mac

How to pay in more browsers

Questions? Answers.

How do I use ApplePay?
You can use ApplePay to make purchases in stores, on websites, and in apps. Its widely accepted, simple, safe, secure, andprivate.
How secure is ApplePay?
ApplePay is safer than using a physical credit, debit, or prepaid card. FaceID, TouchID, or your passcode is required for purchases on your iPhone, AppleWatch, Mac, or iPad. Your identity isnt shared with merchants, and they dont see your actual card number. And your card numbers are never stored on Appleservers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order such as your name, email address, and billing and shippingaddresses.

When you pay with a debit or credit card, Apple doesnt keep transaction information that can be tied back to you. And when you use AppleCash, information is stored only for troubleshooting, fraud prevention, and regulatorypurposes.
- Learn more about ApplePay security andprivacy
How do I set up ApplePay?
Adding a credit or debit card is as easy as opening the Wallet app, tapping the plus symbol, and tapping the back of your iPhone with an eligible card.1 Or add a card manually open the Wallet app, tap the plus symbol, and follow the steps onscreen. Youll have to verify your information with your bank or card issuer. If you have a paired Apple Watch, youll also have the option to add the card to your watch. If you upgrade your iPhone, you can transfer your cards to the new device in one easy step.

If youd like to add a credit, debit, or prepaid card directly to AppleWatch, Mac, iPad, or AppleVisionPro, you can visit AppleSupport to learn more about how to add your card to other Apple devices.
- Add a card
Which banks support ApplePay?

Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support ApplePay here. If your card does not yet support ApplePay, contact your bank for more information. See participating banks and cards that support installments here. See participating banks and cards that support rewards here.
Can I check my card balance?

Yes. Connect your eligible card account to its associated card you use with ApplePay to securely view your card balance right in Wallet.6 To connect an account, open Wallet, select your card, tap the more button, and select Card Details. Then tap Get Account Balance & Activity and follow the steps onscreen.
Does it cost extra to use ApplePay?

No. Apple does not charge any fees when you pay with ApplePay in stores, online, or inapps.
Can I use ApplePay abroad?

Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseasusage.
How can my business accept ApplePay?

If your business already accepts credit and debit cards, simply contact your payment provider
to start accepting ApplePay. If you want to accept ApplePay on your website or in your app,
visit ApplePay fordevelopers.
Does my business need any special equipment to accept ApplePay?

With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.7 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.
How do I let my customers know I accept ApplePay?
Download the ApplePay mark to use within email, on your terminal screen, on your website, and in your app. You can also order ApplePay decals to put on your storefront window andregister.
Whats the difference between AppleCash and ApplePay?

AppleCash is an easy and private way to send and receive money,4 and its built right into iPhone. You can send AppleCash in Messages, in Wallet, or with TaptoCash by simply holding your iPhone near someone elses. And because AppleCash is a digital card in Wallet, you can spend your AppleCash in stores, online, and in apps with ApplePay.

Apple Pay enables you to make secure, contactless purchases using your AppleCash, your AppleCard, and any other credit and debit cards that you add to Wallet. For apps or merchants that dont accept ApplePay, use your AppleCash virtual card number to make your purchase wherever Visa is accepted.

Apple Footer

Must have an eligible and supported card. Not available in all markets. To use this feature, your cards NFC technology must be activated and you may need to enter your cards security code during setup. Software requirements apply. To ensure that you have all features of this product, update your iPhone to the latest software version.
Paying over time with Apple Pay: Loans not offered by Apple. All loans are offered by your lending provider and are subject to the lending providers eligibility requirements and approval, as well as other lending provider terms. Your loan activity may be reported to credit bureaus by your lending provider, which may affect your credit score. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. May need an eligible card. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional eligibility requirements may apply. For more eligibility and feature details, see support.apple.com/120477. Depending on your card, to avoid paying off your loan early, you may need to adjust how you pay your cards bill. For example, your entire loan may be reflected in the statement balance of your card, and thus paying your statement balance (instead of, for example, the minimum payment due or an adjusted balance) would pay off your entire loan early. Contact your card issuer for more details.
Must have an eligible card. This feature is offered by your cards issuer, and is subject to issuer eligibility requirements and other issuer terms. This feature is not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. The full amount of the transaction will be charged to your card at the time of your purchase and a statement credit for the redeemed reward amount will be applied to your account. Your available rewards balance and other data shown in Wallet may be delayed due to a variety of factors, including internet service. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Some card issuers may require you to opt in to this feature before it is available to you. Contact your card issuer for more information. Additional eligibility requirements may apply. For more eligibility and other feature details, see support.apple.com/120479.
Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about Apple Cash Terms and Conditions from Green Dot Bank. Only available in the 50 United States, the District of Columbia, and Puerto Rico (collectively the U.S.). To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If youre under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Apple Cash Terms and Conditions from Green Dot for details. To access and use all Apple Cash features, you must register your Apple Cash Account and have an eligible Apple device with Wallet that has the latest version of iOS. All communications from Apple and Green Dot Bank about Apple Cash (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Cash can be viewed in another language depending on your device language settings.
Available with participating merchants on compatible browsers. This feature is not available in all markets. Software requirements apply. To ensure that you have all features of this product, update your iPhone or iPad to the latest software version.
To use this feature, connect your eligible card account to its associated card you use with Apple Pay. Card eligibility differs by your location. Please call your card issuer with questions about card eligibility. Data available in Wallet for your connected card(s) may be delayed due to a variety of factors, including internet service. Software requirements apply. For more eligibility details, see support.apple.com/en-us/111117.
Requires iPhone XS or later with iOS 15.5 or later.

Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
Apple Pay is not available in all markets. View Apple Pay countries and regions.
Features are subject to change. Some features, applications, and services may not be available in all regions or alllanguages and may require specific hardware and software. For more information, see FeatureAvailability.
All communications from Apple about ApplePay including marketing communications and customer service support will be in English. Depending on your device settings, certain communications about ApplePay may be provided in your devicelanguage.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo,LLC.

Pay the Appleway.

Faster and easier
than

using cards
or cash.

Pay in full, over time, or
with your cards rewards.

Privacy and security
built in.

Apple Pay is accepted onmillions of websites andapps.

Its ready
and set.
Just go.

Easy.
Does it all.

Safe and
sound.
Andsecure.

Questions? Answers.

How do I use ApplePay?

How secure is ApplePay?

How do I set up ApplePay?

Which banks support ApplePay?

Can I check my card balance?

Does it cost extra to use ApplePay?

Can I use ApplePay abroad?

How can my business accept ApplePay?

Does my business need any special equipment to accept ApplePay?

How do I let my customers know I accept ApplePay?

Whats the difference between AppleCash and ApplePay?

More for
yourfinances.

Wallet

AppleCard

AppleCash

Apple Footer

Shop and Learn Shop and Learn

Apple Wallet Apple Wallet

Account Account

Entertainment Entertainment

Apple Store Apple Store

For Business For Business

For Education For Education

For Healthcare For Healthcare

For Government For Government

Apple Values Apple Values

About Apple About Apple

Apple Pay

Pay the Appleway.

Faster and easier than using cards or cash.

Pay in full, over time, or with your cards rewards.

Privacy and security built in.

Apple Pay is accepted onmillions of websites andapps.

Its ready and set. Just go.

Easy. Does it all.

Safe and sound. Andsecure.

Questions? Answers.

How do I use ApplePay?

How secure is ApplePay?

How do I set up ApplePay?

Which banks support ApplePay?

Can I check my card balance?

Does it cost extra to use ApplePay?

Can I use ApplePay abroad?

How can my business accept ApplePay?

Does my business need any special equipment to accept ApplePay?

How do I let my customers know I accept ApplePay?

Whats the difference between AppleCash and ApplePay?

More for yourfinances.

Wallet

AppleCard

AppleCash

Set up Apple Pay on your Apple device.

iPhone

Apple Watch

iPad

Mac

Apple Footer

Shop and Learn Shop and Learn

Apple Wallet Apple Wallet

Account Account

Entertainment Entertainment

Apple Store Apple Store

For Business For Business

For Education For Education

For Healthcare For Healthcare

For Government For Government

Apple Values Apple Values

About Apple About Apple

Faster and easier
than

using cards
or cash.

Pay in full, over time, or
with your cards rewards.

Privacy and security
built in.

Its ready
and set.
Just go.

Easy.
Does it all.

Safe and
sound.
Andsecure.

More for
yourfinances.

Set up
Apple Pay
on your
Apple device.