Klarna Debit Risk
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Klarna Debit Risk is a pay-by-bank payment method that Klarna offers for restricted segments. This specialized product enables high-risk segments to accept Klarna's customer base with a bank-transfer solution.

To check if you're eligible for Klarna Debit Risk, contact your account manager or request support.

With Klarna Debit Risk, the customers skip Klarna's payment selection screen and proceed directly with Pay by Bank.

Information

To enable Klarna payments on your account, contact your account manager or request support.

Model	Collecting
Payment flow	Direct
Auto capture	check
Manual capture	error
Refund	check Full and partial refund
Void	error
Disputes	error

Supported regions and currencies

Merchant regions

Austria
Belgium
Finland
Germany
Netherlands
Spain
Sweden

Processing currencies

EUR Euro
SEK - Swedish krona

Webhooks

You can manage your webhooks using the API, or the Dashboard.

When integrating Klarna Debit Risk, you can subscribe to the following webhooks:

Webhook	Description
`payment_context_approved`	Occurs when the payment is approved by the partner.
`payment_pending`	Occurs when the payment request is successfully initiated.
`payment_captured_pending`	Occurs when the capture request is successfully sent to the partner.
`payment_captured`	Occurs when the payment is successfully captured.
`payment_capture_declined`	Occurs when the capture request is rejected.
`payment_refunded`	Occurs when the payment is fully or partially refunded.
`payment_refund_declined`	Occurs when the refund fails.

Available for

Payment Setup API
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Build your own UI and integrate with our Payment Setup API to process Klarna Debit Risk payments.

Unified Payments API

Build your own UI and integrate with our API to process Klarna Debit Risk payments.

Klarna Debit RiskBeta