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• Apple Upgrade is a device leasing program available in the U.S. (excluding U.S. territories). Leases are provided by Klarna; subject to eligibility and credit approval, including final approval at checkout. To be eligible, you must be a U.S. resident, at least 18 years old (or the legal age in your state), have an accepted credit or debit card, and have an Apple ID. Additional eligibility criteria apply. Device must be in good condition upon return; damage fees may apply. For iPhone only: In order to lease an iPhone, you must select an eligible carrier (but you cannot use a prepaid carrier plan). Upgrades require entering into a new lease and are subject to eligibility and credit approval. Apple Upgrade is not available on refurbished devices or online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses or enterprises; Government, Education, or Veterans and Military Purchase Programs.
• AppleCard Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at AppleStore locations, apple.com, the AppleStore app, or by calling 1‑800‑MY‑APPLE, and is subject to credit approval and credit limit. See here for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2026, the variable APR on new AppleCard accounts ranges from 17.49% to 27.74%. You must elect to use ACMI at checkout. If you buy an ACMI‑eligible product with a one-time payment on AppleCard at checkout, that purchase is subject to your AppleCards variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your AppleCards variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers (prepaid carrier plans are not supported): AT&T, T‑Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carriers terms. ACMI is not available for purchases made at the following special storefronts or when using these discounts in-store at Apple: AppleEmployeePurchasePlan; participating corporate Employee Purchase Programs; AppleatWork for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last months payment for each product will be the products purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the AppleCard Customer Agreement for more information aboutACMI.

  To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

  All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

• watchOS26 requires an AppleWatch SE2 or later, AppleWatch Series6 or later, or any AppleWatchUltra model paired with iPhone11 or later with iOS26 orlater.
• Features are subject to change. Some features, applications, and services may not be available in all regions or all languages. View completelist.