Viewing: www.apple.com

Its ready
and set.
Justgo.

[iPhone screen shows virtual NatWest card above a tick with text: Done, card design is a patchwork of colours, NatWest logo in top left, Mastercard logo bottom right]

[iPhone shows shopping bag checkout screen. On the bottom half of the screen is an Apple Pay window with Pay Later via Monzo Flex selected as the payment option. The payer is being prompted to pay for their chosen goods by confirming the transaction with the side button.]

[iPhone and Apple Watch screens show virtual Starling bank cards above a tick with text: Done, card colour is turquoise, Starling Bank written in top left, Mastercard logo bottom right]

[iPhone screen shows virtual Monzo bank card above an available balance of 2,100.65 and a list of Latest transactions]

[iPhone screen shows virtual NatWest card above a tick with text: Done, card design is a patchwork of colours, NatWest logo in top left, Mastercard logo bottom right]

Set up in seconds. Right on your iPhone. ApplePay is built into iPhone, AppleWatch, Mac, iPad and AppleVisionPro. To get started on iPhone, open the Wallet app and tap the plus symbol. Then add a credit or debit card by tapping the back of your iPhone with your eligible card.1 Youll have the option to add your card to your other devices at the same time. When you want to pay, just double-click, tap, and youre set. You still earn your cards rewards and benefits so you wont miss out on any points or miles.

How to add acard

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New

Pay the way that works for you.
ApplePay gives you flexibility at checkout when you shop in stores with iPhone, or online and in apps with iPhone or iPad. You can choose to pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.2 You can also use your eligible credit or debit cards rewards, points or miles to cover all or part of your online or in-app purchase.3 When you redeem rewards, a statement credit is applied after the transaction iscomplete.

How to pay in-store or online with iPhone Learn more about paying with instalments Learn more about paying with rewards

[iPhone and Apple Watch screens show virtual Starling bank cards above a tick with text: Done, card colour is turquoise, Starling Bank written in top left, Mastercard logo bottom right]

An easier way to pay for public transport in theUK. With ExpressMode, you dont need to authenticate your payment with FaceID or TouchID. So paying on trains, buses, trams and more is quick and easy. Simply tap your iPhone or AppleWatch on the card reader andgo.

Learn more about using ApplePay on public transport

[iPhone screen shows virtual Monzo bank card above an available balance of 2,100.65 and a list of Latest transactions]

Check balances across multiple cards. Now you can view your debit card balance before checking out with ApplePay.4 All you have to do is connect your account to an eligible card you use in Wallet. Once your card is connected, its easy to access your important account information. View your available credit, see categorised spending summaries and search through up to two years of transaction history.5 And youll get low-balance warnings for your connected debit card with direct access to your bank app for support, all designed to help you make more informed financial decisions.

Easy.
Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

And from the

supermarket.
Just look

for
or when
you checkout.

[An Apple Watch, an iPhone and a MacBook Pro all side by side. The Apple Watch shows an American Express credit card. The iPhone shows a Etsy product page with a candle and the option to pay with Apple Pay. The MacBook Pro displays a product page on the Outdoor Shoe Store website and an Apple Pay overlay with a QR code prompting the payer to use their iPhone to continue their purchase.]

At stores and more. ApplePay is widely accepted, so you can most likely use it wherever and however you want. If youre not sure, just ask. ApplePay works anywhere that takes contactless payments from vending machines and supermarkets to taxis and train stations.

Learn how to pay in stores withiPhone

In apps and online. Use ApplePay to seamlessly make purchases in Safari and other browsers on iPhone, iPad, Mac and other computers without the lengthy checkout forms. On an Apple device, click or tap the ApplePay button and pay with a touch or glance. On a non-Apple device, scan the ApplePay code with your iPhone camera and use your iPhone to complete your purchase.6 You can even use ApplePay to subscribe to services like AppleMusic, AppleNews+ and AppleTV, buy apps and games on the AppStore, and upgrade your iCloud storage.

How to pay with Safari on Mac

How to pay in more browsers

Safe and
sound.
Andsecure.

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Personal data. Protected. When you make a purchase, ApplePay uses a device-specific number and unique transaction code. So your actual card number isnt shared by Apple with merchants or stored on Apple servers. If you prefer not to share your email address with merchants when paying online, you can use Hide My Email to generate unique, random email addresses that automatically forward to your personal inbox.

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Your purchases stay private. When you pay with a debit or credit card, ApplePay doesnt keep transaction information that can be tied back toyou.

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Tap more. Touch less. ApplePay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires FaceID, TouchID, or a passcode helping to keep your security in yourhands.

Questions? Answers.

How do I use ApplePay?
You can use ApplePay to make purchases in shops, on websites and in apps. Its widely accepted, simple, safe, secure and private.
How secure is ApplePay?
ApplePay is safer than using a physical credit, debit or pre-paid card. FaceID, TouchID or your passcode is required for purchases on your iPhone, AppleWatch, Mac or iPad. Your identity isnt shared with merchants and they dont see your actual card number. And your card numbers are never stored on Apple servers.

When you pay in shops, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorise to fulfil your order such as your name, email address, and billing and shipping addresses.

When you pay with a debit or credit card, Apple doesnt keep transaction information that can be tied back to you.
- Learn more about ApplePay security and privacy
How do I set up ApplePay?
Adding a credit or debit card is as easy as opening the Wallet app, tapping the plus symbol, and tapping the back of your iPhone with an eligible card.1 Or add a card manually open the Wallet app, tap the plus symbol and follow the steps onscreen. Youll have to verify your information with your bank or card issuer. If you have a paired AppleWatch, youll also have the option to add the card to your watch. If you upgrade your iPhone, you can transfer your cards to the new device in one easy step.

If youd like to add a credit, debit or pre-paid card directly to AppleWatch, Mac, iPad or AppleVisionPro, you can visit AppleSupport to learn more about how to add your card to other Apple devices.
- Add a card
Which banks support ApplePay?

ApplePay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support ApplePay here. If your card does not yet support ApplePay, contact your bank for more information. See participating banks and cards that support instalments here.
How do I connect a card and view my card balance?

To connect an eligible account, you must first add your card in the Wallet app. Then open Wallet, select your card, tap the more button and select Card Details. Next, tap Get Account Balance & Activity and follow the steps onscreen.
Does it cost extra to use ApplePay?

No. Apple does not charge any fees when you use ApplePay in shops, online or in apps.
Can I use ApplePay abroad?

ApplePay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.
How can my business accept ApplePay?

If your business already accepts credit and debit cards, simply contact your payment provider
to start accepting ApplePay. If you want to accept ApplePay on your website or in your app,
visit ApplePay for developers.
Does my business need any special equipment to accept ApplePay?

With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.7 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.
How do I let my customers know I accept ApplePay?
Download the ApplePay mark to use within email, on your terminal screen, on your website and in your app. You can also order ApplePay decals to put on your shopfront window and at checkout.

Apple Footer

Must have an eligible and supported card. Not available in all markets. To use this feature, your cards NFC technology must be activated and you may need to enter your cards security code during setup. Software requirements apply. To ensure that you have all features of this product, update your iPhone to the latest software version.
Paying over time on ApplePay: Loans not offered by Apple. All loans are offered by your lending provider and are subject to the lending provider's eligibility requirements and approval, as well as other lending provider terms. If you take a loan on which you pay interest, Apple Distribution International Limited acts as a credit broker, not a lender, and is an appointed representative of Apple Payments Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 770345). Apple provides technical services for Paying Over Time on ApplePay. Apple is not providing financial services, and all lending and payment services are provided to you by the relevant card issuer and lending provider. Your loan activity may be reported to credit bureaus by your lending provider, which may affect your credit score. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. May need an eligible card. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional eligibility requirements may apply. For more eligibility and feature details, see support.apple.com/en-gb/120477.
Paying with Rewards on Apple Pay: Must have an eligible card.This feature is offered by your card's issuer, and is subject to issuer eligibility requirements and other issuer terms. This feature is not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. The full amount of the transaction will be charged to your card at the time of your purchase and a statement credit for the redeemed reward amount will be applied to your account.Your available rewards balance and other data shown in Wallet may be delayed due to a variety of factors, including internet service.Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Some card issuers may require you to opt in to this feature before it is available to you. Contact your card issuer for more information. Additional eligibility requirements may apply. For more eligibility and other feature details, see support.apple.com/en-gb/120479.
To use this feature, connect your eligible card account to its associated card you use with ApplePay. Card eligibility differs by your location. Please call your card issuer with questions about card eligibility. Data available in Wallet for your connected card(s) may be delayed due to a variety of factors, including internet service. Software requirements apply. For more eligibility details, see support.apple.com/en-gb/111117.
Data available in Wallet for your connected card(s) may be delayed due to a variety of factors, including internet service.
ApplePay in more browsers: available with participating merchants on compatible browsers and devices. This feature is not available in all markets. Software requirements apply.
Requires iPhoneXs or later with iOS15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo,LLC.

To use ApplePay, you need a supported card from a participating card issuer. To check if your card is compatible with ApplePay, contact your card issuer.
ApplePay is not available in all markets. View ApplePay countries and regions.
Features are subject to change. Some features, applications and services may not be available in all regions or all languages.
Some features require specific hardware and software. For more information, see Feature Availability.
All communications from Apple about ApplePay including marketing communications and customer service support will be in English. Depending on your device settings, certain communications about ApplePay may be provided in your device language.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo,LLC.

Pay the Appleway.

Faster and easier than using cards or cash.

Pay in full, over time or
with your cards rewards.

Privacy and security
builtin.

ApplePay is accepted on millions of websites and apps.

Its ready
and set.
Justgo.

Easy.
Does it all.

Safe and
sound.
Andsecure.

Questions? Answers.

How do I use ApplePay?

How secure is ApplePay?

How do I set up ApplePay?

Which banks support ApplePay?

How do I connect a card and view my card balance?

Does it cost extra to use ApplePay?

Can I use ApplePay abroad?

How can my business accept ApplePay?

Does my business need any special equipment to accept ApplePay?

How do I let my customers know I accept ApplePay?

Wallet

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Shop and Learn Shop and Learn

Apple Wallet Apple Wallet

Account Account

Entertainment Entertainment

Apple Store Apple Store

For Business For Business

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For Healthcare For Healthcare

For Government For Government

Apple Values Apple Values

About Apple About Apple

ApplePay

Pay the Appleway.

Faster and easier than using cards or cash.

Pay in full, over time or with your cards rewards.

Privacy and security builtin.

ApplePay is accepted on millions of websites and apps.

Its ready and set. Justgo.

Easy. Does it all.

Safe and sound. Andsecure.

Questions? Answers.

How do I use ApplePay?

How secure is ApplePay?

How do I set up ApplePay?

Which banks support ApplePay?

How do I connect a card and view my card balance?

Does it cost extra to use ApplePay?

Can I use ApplePay abroad?

How can my business accept ApplePay?

Does my business need any special equipment to accept ApplePay?

How do I let my customers know I accept ApplePay?

Wallet

Set up ApplePay on your Apple device.

iPhone

AppleWatch

iPad

Mac

Apple Footer

Shop and Learn Shop and Learn

Apple Wallet Apple Wallet

Account Account

Entertainment Entertainment

Apple Store Apple Store

For Business For Business

For Education For Education

For Healthcare For Healthcare

For Government For Government

Apple Values Apple Values

About Apple About Apple

Pay in full, over time or
with your cards rewards.

Privacy and security
builtin.

Its ready
and set.
Justgo.

Easy.
Does it all.

Safe and
sound.
Andsecure.

Set up
ApplePay
on your
Apple device.