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Example purchase with a Flexible Finance Account by Creation

A Flexible Finance Account is a line of credit provided by Creation for purchases from Apple. Once opened, you can use it for multiple orders. Learn more about a Flexible Finance Account(opens in new window)

Representative example

12 mos. at 14.9% APR (variable)

Purchase amount
1,200.00
Rate
14.9%
Interest rate (variable)
14.9%
Term
12 months
Monthly Payment
107.72
Total cost of interest
92.73

Illustrative examples

36 mos. at 14.9% Interest

Purchase amount
1,200.00
Rate
14.9%
Interest rate (variable)
14.9%
Term
36 months
Monthly Payment
40.99
Total cost of interest
275.64

36 mos. at 6.9% Interest

Purchase amount
1,200.00
Rate
6.9%
Interest rate (variable)
6.9%
Term
36 months
Monthly Payment
36.88
Total cost of interest
127.68

36 mos. at 0% Interest

Purchase amount
1,200.00
Rate
0%
Interest rate (variable)
0%
Term
36 months
Monthly Payment
33.33
Total cost of interest
0.00

This example purchase amount does not include shipping fees or accessories that are not eligible for financing. If applicable, such items will be billed as Payin1 via Creation. All terms in this example represent the financing of a single item.